Spent comes with a free trial so you can see if it's the right fit — no commitment upfront. After the trial, a subscription is required to keep using the app. For the latest pricing, check the Spent page on the App Store and look for the In-App Purchases section.
Yes. Spent supports Apple Family Sharing. When subscribing, toggle Show family plans in the paywall to see the family subscription option.
Once a family member has purchased it, anyone else in the family group just needs to download Spent, and when the paywall appears tap Restore Purchases — that's it, no need to buy again.
For details on how many members can be included, see Apple's Family Sharing page.
No. There's no sign-up, no email and no password. You open the app and start. Your data is tied to your device and your private iCloud, not to an account on our servers.
When you log a purchase, Spent sends the merchant name to an AI to work out the right category — groceries, eating out, utilities and so on. It gets it right most of the time straight away.
The more you use the app, the smarter it gets. Every time you correct a category, Spent remembers it — so the next time a purchase from that merchant comes in, it already knows where to put it. It learns as you go.
Completely safe. Spent uses an Apple Shortcut and automation — set up once inside the app — to receive your transaction details. If you don't set it up, the integration simply won't run. Apple never shares your card number, bank info, or any sensitive data with the app. The only thing that ever leaves your device is the merchant name and amount — sent to AI purely for categorisation. No name, no account, nothing that links back to you — Spent is anonymous by design and has no idea who you are.
No bank logins, no screen-scraping, no credentials ever asked for. See exactly how it works →
Yes. The shortcut runs whenever you tap to pay with your wallet — whether that's your iPhone or your Apple Watch. As long as you've set up the automation, it works the same way.
No — it only works for tap-to-pay. The automation is triggered by your wallet, so online purchases won't be picked up automatically. For those, just say "Hey Siri, log to Spent" and it'll log it for you in seconds.
On your phone, and synced through your own private iCloud. There are no external databases and we don't hold a copy.
If you delete and reinstall the app, your data comes back automatically from iCloud — nothing lost. To permanently delete everything, you'll need to remove it from iCloud directly: open Settings → your name → iCloud → Storage, find Spent in the list, tap Delete Data and confirm. This removes all data synced to your iCloud across all your devices.
Absolutely — we genuinely want to hear from you. Every suggestion goes into a queue, and when enough people ask for the same thing, it moves up the priority list. So if something's missing, tell us.
Spent is built for iPhone and uses Apple's private iCloud sync, so it's iOS-only for now. Want Android? Tell us — it helps us prioritise.